Insurance

What is Mechanical Breakdown Insurance?

While standard vehicle insurance might cover theft and damage from accidents, Mechanical Breakdown Insurance covers mechanical or electrical repair costs of the vehicle which is caused by normal use but not involved with an accident. As we all know, the mechanical repair cost of a vehicle is not cheap, mechanical breakdown insurance provides peace of mind that you're covered for unexpected mechanical repairs.

We stand behind every vehicle we sell and know you have purchased a quality vehicle. For extra peace of mind we offer Quest Mechanical Breakdown Insurance. Quest Insurance provides market-leading mechanical breakdown insurances for your motor vehicle, protecting your car and your wallet from the unexpected repair bills. You never know when you might need this cover but when you do Quest Insurance is there.

We thoroughly researched the market before deciding to use Quest Insurance for our customers mechanical and electrical breakdown needs. We write over 800 insurance policies a month with them too, so their service towards our customers is second to none.

Quest Mechanical Breakdown Insurance Cover Advantages:

• Peace of mind motoring that you're covered for most repairs, depending on your policy.
• 24-hour, 7 days AA roadside assistance is included (Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing)
• If the car breakdown when you are travelling, travel costs and accommodation cost may be covered (term and conditions are applied).
• Protects your savings in the event of an unforeseen vehicle failure.

Please click here to refer to Quest’s full policy wording:

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.

It’s very important to have insurance cover before you drive away your new car. We can arrange Quest Comprehensive Vehicle Insurance(CVI) on your behalf so your new vehicle is completely covered if the worst should happen.

What's covered

If you've damaged your vehicle (or someone else's) through fire, accident, or theft, Comprehensive Vehicle Insurance can help you replace or restore vehicles to its former glory.

• Damage to your own vehicle
• Damage to other vehicles
• Fire and Theft
• Legal liability

Additional Benefit of Quest Comprehensive Vehicle Insurance

As one of the best vehicle insurance specialists in the market, Quest has experienced claims people that makes the process as fast and easy as possible to you.

• Optional 24/7 Roadside Assistance: Flat tyre, Damaged Wheel, Flat Battery, Locked Out of your Car, Lost Keys, Out of Fuel, Breakdown Towing.
• Windscreen Cover: Damage to the windscreen or window glass (including sunroofs) will be covered with NO excess to pay.
• No claims bonus protection: You are entitled to make ONE claim in each policy period without affecting your NCB status.
• Easy Payment terms: Weekly, Fortnightly, Monthly, Annual.

Please click here to refer to Quest’s full policy wording:

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.

GAP is designed to provide cover for the shortfall between what an insurance company may pay out on your vehicle, and what you actually owe on your loan.

When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it’s wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive.

Here we offer Quest Guaranteed Asset Protection Insurance to cover the shortfall between the amount still owing to the finance company and your comprehensive motor vehicle insurance pay-out, up to an elected amount. Additional benefits may also be payable, which are designed to help reimburse you for associated incidental costs.

Additional benefits Of Quest Guaranteed Asset Protection Insurance:

On-road costs
Delivery charges and registration in relation to the purchase of your replacement vehicle.

Premium Cover
The Comprehensive Motor Vehicle Insurance premium will be paid in relation to your replacement vehicle.

Excess Cover
The Comprehensive Motor Vehicle Insurance excess in relation to the "total loss" vehicle will be paid.

Please click here to refer to Quest’s full policy wording:

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.

You simply can't predict the future, although you can prepare for it. Credit Contract Indemnity Insurance covers you for the loan repayment obligations in the event of unplanned disruption to your income and ability to pay.

What are the Customer Benefits of Credit Contract Indemnity Insurance? ✔ Life and Terminal Illness Cover The Balance of your credit contract will be paid in the event of your death or terminal illness (net of any arrears).

✔ Disablement Cover
Credit contract instalments will be paid whilst you are unable to work due to accident or illness.

✔ Redundancy and Bankruptcy Cover
Credit contract Instalments will be paid for up to 180 days if you have been made redundant or bankrupt.

✔ Hospitalization Cover
We will pay you up to $500 per day for your out of pocket hospital expenses.

✔ Suspension Cover
Credit contract instalments will be paid for up to 180 days while you are suspended during legal strike action.

✔ Business Interruption
Credit contract instalments will be paid for up to 180 days while your business is interrupted due to total loss, prevention of access or loss of essential services.

Please click here to refer to Quest full policy wording:

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.